You may be thinking....
I DON'T CARE WHAT HAPPENS TO ME AFTER I'M DEAD
You may not care, but your family will have to. You'll be making your family's job much harder than it has to be. Because when a person dies without pre-arrangement, someone in the family -someone who may not be aware of your wishes -will decide where you'll be buried and what kind of funeral you'll have. And when there's a death in the family, decisions tend to be colored by grief, not governed by reason. There are some questions only you can answer. How much of your estate do you want to go toward your funeral? Would you choose a memorial park or a traditional cemetery? Cremation, above ground entombment, or ground interment? Other questions should be family decisions. Should you purchase a family plot? Do you want to be buried near past generations of the family? When a person dies without pre-arrangement, he leaves an enormous burden for his family. So even if you don't care what happens to you, you should make a decision now to lighten your family's problems. Anyway, what you're really saying is that you don't want to think about your death.
MY INSURANCE WILL TAKE CARE OF EVERYTHING
No, it won't. No insurance policy tells your family where to buy cemetery property, how much to pay. Insurance only provides money, financial security for your heirs. Your family will still be faced with decisions you could have made with them. If you think this, your family may make an emotion-laden decision that won't be in their best interests, and your insurance benefits may not go toward the purposes you intended -a child's education, a widow's security.
MY BROTHER/UNCLE/ BROTHER-IN-LAW/FRIEND/LAWYER WILL TAKE CARE OF EVERYTHING WHEN THE TIME COMES
How fortunate you are to have close friends and family who will help your spouse make decisions when you are no longer there. And there will be many decisions to make, many reasons for your spouse to call on the expert advice of loving friends. But you and your spouse, together, can make this decision together, with none of the pressures that occur
I WANT TO BE CREMATED
Probably, there's a note in your will that states your desire to be cremated. The trouble is that wills aren't generally read until long after the funeral takes place. Then, it's too late for your wishes to be carried out. And even so, what happens after the cremation? Cremation is not disposition; it is only a method of preparing the remains for memorialization. Are the cremated remains to be scattered? If so, where and by whom? Are there laws restricting this Or, are the cremated remains to be placed in an urn? You can guarantee that your wishes will be carried out by making pre-need arrangements. By purchasing an urn, columbarium niche, or space in an urn garden, you've told your family that you want to be cremated. And you've told them what you want done after the cremation.
The point is and this isn't the first time we're making it no matter what you choose, you're in charge. You're - the decision maker when you make your arrangements ahead of time.
MY PARENTS HAVE PROPERTY
Perhaps your parents purchased family burial spaces when you were a child. Maybe your father even told you there was room for you in the family lot. But chances are you don't own the deed to that property. It's possible that others in the family will use it before your family needs it. You should find out now if there will be room for you and your spouse. Make sure you or your spouse won't
I MOVE AROUND A LOT AND MIGHT NOT BE LIVING HERE NEXT YEAR
The cemetery industry long ago recognized the mobility of our society, and initiated several exchange programs If you should move to an area more than 75 miles from your present address, and decide that you want cemetery property there, all you have to do is contact a cemetery near your new location that is a member of the exchange program and request a transfer.